Aurum Motor — High Net Worth & Specialist appetite

Aurum Motor — general underwriting criteria

Proactive tracking device required for vehicles over £40,000. No more than 1 "no blame" claim in the last 3 years. No more than 2 minor convictions in the last 3 years. 12 months' owned experience required for high performance vehicles. Secure parking/property required. Named drivers aged 19 and over with a full licence held for a minimum of 12 months will be considered on family fleets. Minimum single vehicle premium £1,500 plus IPT.

Aurum Motor — product risk selection

Aurum motor is a trading name of KGM Underwriting Services Limited.

High Net Worth: wealthy, honest & careful individuals. More cars than drivers. Lead vehicle value when new over £50,000. Policyholders aged 30 years and over. Family fleets considered. No more than 5,000 miles per annum for a vehicle in isolation.

Specialist: emerging wealth. Professional sports & entertainment. Experienced younger drivers on high performance vehicles. Policyholders aged 21 years and over.