# Insurance Revolution

> Insurer underwriting appetite, policy wording, IPIDs and product declarations for the insurance products Insurance Revolution broke for.

- name: ir-sor
- build_id: sha256:90bed6a582e1fba4b2bd6c66927dce23e751fe30227e8bad437b26c28f47ae91
- source_commit: bc549a4402eb7fefdad306a82c002bb53cc58ba3
- ksor_version: 0.0.60

## Documents

- [Cancelling an add-on policy and journalling the money](/docs/procedures/cancel-add-ons-and-journal-money): Step-by-step process for cancelling a supplementary add-on policy (e.g. Legal Expenses) and moving the resulting credit onto the main policy's return premium via a journal payment.
- [Commercial Motor — courier, SCV and transportation appetite](/docs/general/commercial-motor/appetite): Cross-insurer commercial motor appetite for courier, Specialist Commercial Vehicle (SCV) and transportation risks.
- [FAQ — premium finance rates and MTA fees](/docs/general/faq/premium-finance-and-fees): Frequently asked questions on IREV/BG MTA fees, premium finance rates and cancellation cooling-off debt.
- [Trades — appetite one-pager](/docs/general/trades/appetite): Trades occupation appetite summary.
- [Admiral Business — liability, taxi and tools & materials appetite](/docs/insurers/admiral-business/business-lines): Employers' Liability, Professional Indemnity, Public Liability, Taxi and Tools & Materials appetite for Admiral Business.
- [Admiral Fleet — policyholder declaration rules](/docs/insurers/admiral-business/fleet-declaration): What a policyholder must adhere to throughout an Admiral fleet policy.
- [Admiral Business Minifleet — appetite](/docs/insurers/admiral-business/minifleet-appetite): Vehicles, drivers, proposer and cover/excess distribution rules for Admiral Business Minifleet.
- [Aurum Motor — High Net Worth & Specialist appetite](/docs/insurers/aurum/appetite): General underwriting criteria and product risk selection for Aurum's HNW and Specialist motor products.
- [Driving Tuition — Ageas appetite](/docs/insurers/driving-tuition/ageas): Ageas-specific driving tuition appetite.
- [Driving Tuition — Allianz appetite](/docs/insurers/driving-tuition/allianz): Allianz-specific driving tuition appetite.
- [Driving Tuition — AXA appetite](/docs/insurers/driving-tuition/axa): AXA-specific driving tuition appetite.
- [Driving Tuition — ERS appetite](/docs/insurers/driving-tuition/ers): ERS-specific driving tuition appetite.
- [Driving Tuition — general appetite, process and glossary](/docs/insurers/driving-tuition/general): Cross-insurer driving tuition rules: ADI/PDI status, minimum hours, pre-quote checks, documents checklist, decline red flags, NCB mirroring, optional extras and glossary.
- [Driving Tuition — KGM discretionary points](/docs/insurers/driving-tuition/kgm-discretionary-points): KGM discretionary points handling for driving tuition.
- [Driving Tuition — Markerstudy appetite](/docs/insurers/driving-tuition/markerstudy): Markerstudy-specific driving tuition appetite.
- [ERS Well Dunn (Scheme 7260) Business Car — rate setting, commission and scheme administration](/docs/insurers/ers/well-dunn/rates-and-administration): Rate-match rules, commission rates, minimum premiums, renewals, cancellation and administration for ERS's Well Dunn Business Car delegated authority scheme.
- [ERS Well Dunn (Scheme 7260) Business Car — underwriting criteria](/docs/insurers/ers/well-dunn/underwriting-criteria): Risk appetite and driver/vehicle/claims/conviction acceptance criteria for ERS's Well Dunn Business Car delegated authority scheme.
- [Flock — commercial motor fleet appetite](/docs/insurers/flock/appetite): Minimum fleet size by fleet type, and which capacity provider each type places with, for Flock's commercial motor risks.
- [KGM Commercial Fleet — Own Goods & Private/Public Hire](/docs/insurers/kgm/commercial-fleet): Appetite and decline criteria for KGM Commercial Fleet, own goods and private/public hire.
- [KGM Well Done Any Driver CV Scheme](/docs/insurers/kgm/well-done-any-driver): Scheme terms, endorsements/admin and Any Driver declarations (25-75, 30-75) for KGM's Well Done CV scheme.