# Flock — commercial motor fleet appetite (/docs/insurers/flock/appetite)

---
type: Document
title: Flock — commercial motor fleet appetite
description: Minimum fleet size by fleet type, and which capacity provider each type places with, for Flock's commercial motor risks.
status: stable
sources:
  - id: fok-1
    resource: "Flock - 2026 Appetite"
generated: { by: "process:claude-code", at: 2026-09-22T15:30:00Z }
ksor:
  audience: [public]
  owner: human:vasimisap
  approval: { by: "human:vasimisap", at: 2026-09-22T15:30:00Z }
trust_tier: unverified
build_id: sha256:90bed6a582e1fba4b2bd6c66927dce23e751fe30227e8bad437b26c28f47ae91
source_commit: bc549a4402eb7fefdad306a82c002bb53cc58ba3
ksor_version: 0.0.60
---

## Flock — fleet types and minimum vehicle counts

![Infographic: Flock 2026 appetite by fleet type — courier and short-term rental 5+ vehicles, own-goods and long-term rental 10+ vehicles, taxi 25+ vehicles, showing Admiral, RSA and Haven Insurance capacity](/images/insurers/flock/appetite.jpeg)

Source is an infographic; figures below are read directly off it, not
reconstructed from a table — worth a human check against the original image
before treating as authoritative.

Courier fleets: 5+ vehicles. Capacity: Admiral. HGVs allowed up to 15% of
the fleet, capped at 26T.

Own-goods fleets: 10+ vehicles. Capacity: Admiral. HGVs allowed up to 15% of
the fleet, capped at 26T.

Short-term rental fleets: 5+ vehicles. Capacity: Admiral.

Long-term rental fleets: 10+ vehicles. Capacity: RSA. Vehicle leasing for
30+ days.

Taxi fleets: 25+ vehicles. Capacity: Haven Insurance. Private, public,
leasing or subscription taxi use.