# Driving Tuition — Markerstudy appetite (/docs/insurers/driving-tuition/markerstudy)

---
type: Document
title: Driving Tuition — Markerstudy appetite
description: Markerstudy-specific driving tuition appetite.
status: stable
sources:
  - id: fok-1
    resource: "BG Insurance Agent Help Sheet — Driving Tuition (23.07.2026)"
generated: { by: "process:claude-code", at: 2026-09-21T12:56:20Z }
ksor:
  audience: [public]
  owner: human:vasimisap
  approval: { by: "human:vasimisap", at: 2026-09-21T12:56:20Z }
trust_tier: unverified
build_id: sha256:90bed6a582e1fba4b2bd6c66927dce23e751fe30227e8bad437b26c28f47ae91
source_commit: bc549a4402eb7fefdad306a82c002bb53cc58ba3
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---

## Markerstudy Driving Tuition scheme — appetite & decline criteria

Overview: minimum 15 tuition hours per week. Proposer age 27–70 (ages
27–29 are restricted to Grade A instructors with no secondary
occupation). Vehicle value up to £35,000 on comprehensive, vehicle age
up to 15 years, ABI vehicle groups 1–30. UK residency minimum 5 years.
Engine size under 2,201cc (2,201cc+ must be referred).

Decline outright: TPF&T or TPO cover requested; Q-registered vehicles;
Northern Ireland risks; left-hand drive or convertible vehicles; any
driver previously refused, cancelled, declined, or given special terms
by a prior insurer; non-motoring convictions; property type of caravan
(sited or unsited), static caravan, chalet, squat, houseboat,
boat/barge, no fixed abode, caravan site, mobile home, hostel, or
unknown; postcodes starting BT, JE, IM, or GY (unacceptable for all
transactions); numerous specific conviction codes (e.g. BA, CD80/90,
DD-series, DR-series, MR-series, NE99, TT99, UT50) — check the code
against the table before quoting.

Refer to underwriters (not automatic decline, but never quote without
sign-off): vehicle value over £35,000; vehicle age over 15 years; ABI
group over 30; engine size 2,201cc+; single-vehicle accidents of any
kind; any fault claim over £10,000; proposer age 70+; a driving ban
within the last 5 years.

Claims cap: maximum of 3 fault or non-fault claims allowed per risk in
the last 3 years.