# Admiral Business — liability, taxi and tools & materials appetite (/docs/insurers/admiral-business/business-lines)

---
type: Document
title: Admiral Business — liability, taxi and tools & materials appetite
description: Employers' Liability, Professional Indemnity, Public Liability, Taxi and Tools & Materials appetite for Admiral Business.
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    resource: "Admiral Business Broker Brochure"
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---

## Admiral Business — Employers' Liability

Source is a broker-facing marketing brochure, not a formal underwriting
guide — treat as working context/evidence of what was said, not a
governing rule. Confirm exact figures against product documentation
before relying on them for a decision.

Offered alongside Public Liability. Cover for up to 25 people. £10
million cover. Covers damages and legal costs for employee injuries,
related HSE prosecutions, and defence against manslaughter charges.

## Admiral Business — Professional Indemnity

Source is a broker-facing marketing brochure, not a formal underwriting
guide — treat as working context/evidence of what was said, not a
governing rule. Confirm exact figures against product documentation
before relying on them for a decision.

Cover for professionals offering advice or services. Up to £3 million
cover. Up to £10,000 for lost documents or data. Court attendance costs
up to £5,000.

## Admiral Business — Public Liability

Source is a broker-facing marketing brochure, not a formal underwriting
guide — treat as working context/evidence of what was said, not a
governing rule. Confirm exact figures against product documentation
before relying on them for a decision.

Cover for trades and small businesses against third-party injury or
property damage. Businesses with up to 25 employees and £5 million
turnover. Up to £10 million cover. Work at height up to 20m, and depth
down to 3m. Will cover customers with previous claims.

## Admiral Business — Taxi

Source is a broker-facing marketing brochure, not a formal underwriting
guide — treat as working context/evidence of what was said, not a
governing rule. Confirm exact figures against product documentation
before relying on them for a decision.

Cover for public and private hire vehicles, including food and goods
delivery. Up to £20 million third-party and £5 million public liability
cover. Wide driver eligibility (25+, UK licence, 1+ year residency).
Optional extras: legal protection, NCB protection, higher PL limit.
Like-for-like replacement vehicles on non-fault claims. Single vehicle
policies with named drivers.

## Admiral Business — Tools & Materials

Source is a broker-facing marketing brochure, not a formal underwriting
guide — treat as working context/evidence of what was said, not a
governing rule. Confirm exact figures against product documentation
before relying on them for a decision.

Protection for tools and equipment against fire, theft, and damage in
transit. Up to £20,000 cover. New-for-old as standard. Overnight vehicle
protection for real-world working patterns.